What Is a Secured Credit Card?

Credit card companies are eager to hand out their cards. But they won’t give them to just anyone. If you have a poor credit history, or if you have never had any credit in your name, chances are you’ll be left out in the cold when it comes to regular credit cards. But those with credit issues aren’t doomed to go through life without the ability to “charge it.” Secured credit cards are available to almost anyone. They are, however, quite different from your average credit card. Characteristics