How To Pay Lower Interest On Your Credit Cards

Most of the time when we sign up a new credit card, we think that the interest rate is just 8.9%. However, at the time when we receive the statement, we realize that their interest rate has been jumped to 27.4%. What is the reason for that? You know that your credit score affects the credit card rates that you entitle for. But, did you know that a little clause in the fine print of the lowest interest credit card terms and condition, called the “Universal Default Penalty Clause” may mean tha