Are You Having a Dispute with the Credit Bureaus? Know What Your Rights Are before You Fight Back — but Do Fight Back

by Michael Saunders The federal government established the Fair Credit Reporting Act on April 25, 1971 so as to protect consumers against having inaccurate, misleading or obsolete information included in their credit reports. The intent in this law was that the credit bureaus should operate in a reasonable and fair manner when they work with consumers. The FCRA provides a list of rights and procedures that will assist you in clearing away negative remarks and reestablishing your creditworthi