Jul 13
I strongly believe that habits (especially bad ones) are easy to acquire and extremely difficult to get rid of; just ask any smoker or glutton (like me). When I first landed in this marvelous country, I had $300 in my pocket, no credit card and no credit (and no debt of course). Many years later, I have 3 credit cards and $9,500 of debt (not counting the house and the car). My wife and I have decided to change our bad financial habits and acquire healthy ones. Learn Good Financial Habits
