Do You Save Before You Spend or Spend Before You Save?

Without the intention of beating this question to death, I am asking through the perspective of a financially responsible individual. After landing a job and receiving my paycheck, it was “personal finance blogger” instinct to immediately move some money into the savings account and the Roth IRA. Then, I thought: I’m quite able to resist splurging. I know there are things coming up that I will need to spend money on (phone bill, school applications, transportation, and food). Sure, I can b