Are credit cards holding you financial freedom?

The credit organizations are seriously struggling right now and as a result are passing their headaches on to the everyday consumer. They are minimizing credit lines, bumping up interest rates, and withholding on giving out credit all together. This is making a large issue for each of us who carry credit cards and charge on them all the time. I feel as if my credit cards are getting heavier and heavier every time I go to spend them because of the never ending rising APR. Even if I desired to do