Credit rating an important tool

Re: "Legislators' To-Do List -- Put halt to credit scores' effect on insurance rates," Friday Editorials. Take the use of credit scores away from insurance companies, and the majority of Texans who pay their bills on time and take pride in having good credit scores see their insurance rates go up. The Texas insurance market is very competitive, and if you don't want your credit considered, you have the option to purchase from an insurer that does not use credit. For the companies that do