Jul 29
I can’t live without the plastic. Can you? They are so convenient that it as become part of my life. Having no credit card is like going shopping without wearing any clothes. I feel naked. Having said that, owning a credit card is not about owning just any credit card. You must get a credit card that best suits your spending habits to get the most out of it. I will go for Rewards Cards in which I will get Cash Rebates Cards or those with redemption points and no annual fee. I hardly see the APR
