Aug 03
Analyzing our credit scores We refinanced our house several months back to get a lower rate, which meant that the new mortgage holder eventually sent us a copy of our credit scores. So, I can now say that as of 7 months ago, our credit scores were in great shape. (I see no point in actually paying for them, so that knowledge will have to do.) Here’s what I found: First, I noticed that they actually used different 3 scoring models: the FACTA Beacon 5.0 (which ranges from 300-850), the Fair Isa
