Despite Gov. David Paterson's call for belt tightening, some top aides used state-issued credit cards for expensive meals at restaurants in Albany and New York City - and one aide billed the state for Paterson's entry in a Utica road race.

Money what matters to everybody’s life. Today, the whole financial scenario has been in the downwards trend. Its happening due to many reasons – sudden fall of share market, many financial organizations are sinking due to huge debts, some people are creating unnecessary hypes, etc. So its indeed important to get proper financial guidance at every step, from taking loans, credit cards, insurance, and even for banking. Obviously the ultimate decision is up to us but timely advice does the job eas

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Here are some interesting ideas floated in a recent Washington Post article to encourage consumers to get back to what they are supposed to do best, spend. What do you think about these ideas? Idea 1 Lower the price of consuming. State governments could suspend sales taxes, with the federal government picking up the tab. The feds, under this plan, would pay states 5 percent of the 2007 consumption amount of their residents. Idea 2 Homeowners could automatically renegotiate mortgage terms w

At ByDesign Financial Solutions, a debt-counseling service in Modesto, Calif., they’re working overtime these days. “Our call volume went up 97% in the past five weeks, which has left us scrambling,” says Martha Lucey, president of the nonprofit agency. “[The callers] are close to the max on their credit cards, and they just can’t figure out how to manage. We’ve seen credit-card companies decreasing lines of credit, and the [debtors] don’t have any room left. They just can’t juggle things li